When Are You Eligible for Medicare?
Posted: January 15, 2019
Medicare is America’s health insurance program for people age 65 and older. It is funded with a portion of the payroll taxes paid by workers and their employers and premiums deducted by the government from Social Security payments. People under the age of 65 with disabilities or certain health conditions can also qualify for this program. Medicare can help with medical expenses, but it does...
3 Key Differences Between Whole Life Insurance and Term Life Insurance
Posted: December 14, 2018
Insurance can be a confusing subject, and at Agency Final Expense Solutions (AFES) in Big Stone Gap, Virginia, a local agency, we want to clear up some basic questions for you. Most families put some type of life insurance in place, and figuring out whether they should buy "whole life insurance" or "term insurance" is the big question. These are very different insurance products, each...
Term Life Insurance Facts You Should Know
Posted: November 12, 2018
Your family depends on you for personal and financial support. Term life insurance is one way you can protect them should you suddenly pass away due to an accident or illness. It's important to understand how term life insurance works and the pros and cons of keeping this type of protection in place. At Agency Final Expense Solutions (AFES), in Big Stone Gap, Virginia, we...
October Is Breast Cancer Awareness Month
Posted: October 18, 2018
Breast cancer affects one in eight women, and it is estimated that about 220,000 women are diagnosed each year, according to the National Breast Cancer Foundation. Thankfully, early diagnosis and treatment most often leads to a full recovery. Breast Cancer Awareness Month is an annual campaign to raise awareness of the disease and the critical importance of testing for early detection, as well as to...
5 Behaviors That Can Raise Your Life Insurance Premiums
Posted: September 27, 2018
Your hobbies, lifestyle, and overall health impact how much you pay for life insurance. For example, if you have decided to take up scuba diving, mountain climbing, rock climbing, BASE jumping or decide that you want to get involved in skydiving, these activities will affect the cost of your policy. Essentially, your life insurance policy is a legal contract between you and the company that...